The very last day 30+ date overdue accounts had been large was at Q3 2011 (six.01%). Delinquencies regarding 60+ days was basically last higher within step three.91% inside Q3 2013, and you may 90+ date delinquencies past topped the fresh new 2022 commission in the Q3 2013 from the 3.91%.
But not you to definitely teaches you the fresh TransUnion-Experian discrepancy during the earlier years’ data, it’s clear one to overdue and you can outstanding membership features trended upward inside 2022. Continue reading