IV. Estimation
In this part we introduce all of our conclusions. Basic, in the area IV.A we define some elementary correlations between education loan obligations and homeownership, in addition to how these progress along the lives stage and you may will vary by the knowledge peak. For the section IV.B i inform you the outcomes of several regressions, attempting to address the new endogeneity of student loan financial obligation by controlling for observable characteristics. All of our head personality strategy, playing with an instrumental varying approach and also the cures/control class framing, is intricate inside area IV.C. I then introduce the outcomes in point IV.D. From inside the areas IV.Elizabeth and IV.F we explore prospective failures of your determining presumptions and you can run various testing to validate her or him. Continue reading
