Relato generico
PayJoy enables people without credit in emerging markets to purchase a new smartphone on installment and subsidy plans by using their celular estrella collateral. PayJoy is active in some treinta developing markets, including in Mexico, where PayJoy lends its own funds directly to consumers. PayJoy’s approach has resulted in en compelling consumer value proposition that includes no late fee for missed payments, and habias earned en remarkable En internet Promoter Score of 70. Outside Mexico, PayJoy licenses its technology to lenders, hence advancing PayJoy’s mission to bring finance and connectivity to the “Next Billion” consumers. PayJoy has also rolled out en Cash Loan offers product (in beta) to consumers. With customer consent, PayJoy also performs credit scoring with en vision to build a “credit bureau for emerging markets” to give financially underserved users access to much-needed credit and a financial identity
